第 9 课 / 共 10 课4:005 出处
投资加密资产：定投、长期存储与分散（风险优先）
视频即将上线
主讲：Nour阿拉伯语讲解，配有字幕。更多语言即将推出。
教育内容，不构成投资建议。Nour 讲解市场如何运作，从不告诉你该买什么或卖什么。
本课的完整中文翻译即将上线，你现在看到的是英文版。
No method guarantees profit. Start with risk: only use money you can afford to lose entirely, never borrowed or emergency money.
- Dollar-cost averaging (DCA) invests equal amounts at regular intervals, buying more units when prices are low and fewer when high.
- DCA organises timing but does not remove risk: the BIS estimated that over four-fifths of bitcoin app users would have lost money by end-2022 even with monthly investing.
- Long-term holding needs secure storage: cold wallet and a paper seed phrase.
- Diversification helps but guarantees nothing, and coins can fall together: Bitcoin and ether both fell about 75% in 2022.
快速自测
三道题。选一个答案，查看原因。
1.$100 a month at prices $50, $25 and $100. How many units do you hold?
2.What does dollar-cost averaging NOT do?
3.Why is holding ten different cryptocurrencies not necessarily real diversification?
出处
本课中的每个事实都有以下出处支撑。
- 1.SEC / Investor.gov – Investor Alert: Crypto Asset Securities (Mar 2023)The only money to put at risk in a speculative investment is money you can afford to lose entirely
- 2.Investor.gov – Glossary: Dollar Cost AveragingDefinition of dollar-cost averaging: equal portions at regular intervals; buys more when low, less when high
- 3.BIS Bulletin No 69 – Crypto shocks and retail losses (Feb 2023)Even with monthly investing, over four-fifths of users would have lost money; bitcoin and ether fell around 75% over 2022; retail chased prices
- 4.Investor.gov – Diversify Your Investments'Don't put all your eggs in one basket'; diversification can't guarantee investments won't suffer if the market drops
- 5.bitcoin.org – Secure your walletOffline wallet (cold storage) provides the highest level of security for savings
教育内容，不构成投资建议。 风险提示：外汇、差价合约（CFD）、黄金和加密资产交易风险很高，未必适合所有人，你的亏损可能超过投入。Souq Daily 是教育平台，本站任何内容均不构成投资建议、推荐或要约，过往表现不代表未来结果。